职责描述： Responsible for analyzing credit data and perform financial and cash flow analysis to SMEs Evaluating degree of risk and risk mitigation of credit applications on various transactions Preparing assessment reports and making recommendations for commercial lending, trade finance and other credit products to SMEs in accordance with Bank policy, legal and regulatory Prepare credit application for Management approval 经验与技能： Sound knowledge of credit assessment for commercial lending, trade finance and other credit products, familiar with SMEs is an advantage Familiar with regulation of SAFE, PBOC, CBRC University bachelor degree in finance and accounting or related disciplines Minimum 3 years' solid experience in credit analysis or risk management in the banking sector with sound knowledge of credit products Familiar with credit process and quantitative analysis Must be detail-oriented, with good analytical, interpersonal, communication and presentation skills Possess personal qualities of independence, integrity and professionalism Self-motivated, hard-working, will to travel Fluency in spoken and written English are mandatory
